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Cancellations after payment and within 48 hours of our first scheduled session will be subject to a $150 deduction from the amount paid prior to a refund being issued. Cancellations after payment and more than 48-hours prior to the first scheduled session will be subject to a $75 deduction from the amount paid prior to a refund being issued. Once coaching has commenced, refunds will be calculated on a pro rata basis less $225 for the 3-month package. Refunds must be requested within 30 days of the last session. After 30 days no refunds will be given although the sessions can be saved for up to 12 months from the starting date of Life Coaching. Unused sessions may be gifted to a friend or family member presuming I deem that person is suitable for coaching.